Debt recovery cases are an issue which is often dealt with through England’s County Courts. The courts are set up to enable this, with those who are owed money able to obtain a County Court Judgment against their debtors. These legally oblige the debtor to repay the full amount owed, and set the stage for further action to be taken against them if they should fail to do so.
The ultimate result of a County Court Judgment being served upon a debtor can include such measures as seizure and sale of property by bailiffs, or requiring their employer to dock their wages in order to pay off the plaintiff’s debt.
It should be evident from these reasons that using the full power of the County Court is practically a necessity for any creditor who is having trouble securing repayments from an errant debtor. It’s equally important if you are the one who owes money to the plaintiff, as, in addition to the above repercussions of a County Court Judgment, they can affect your credit rating and will be kept on record in the Register of Judgments, Orders and Fines for six whole years if you fail to pay the outstanding sum within thirty days of the judgment being made.
Debt recovery cases, as with most County Court claims, do not have juries, and in many cases it may be possible for the case to be settled quickly and the judgment handed down in a swift and fair fashion, to ensure that payment is made in full where owed.
.